One of the most common questions after an accident is also one of the hardest to answer honestly: what is this actually worth? Most people either underestimate their claim significantly, assuming it only covers the medical bills sitting in front of them, or they overestimate it based on a number they heard from a friend’s…
Slip and fall claims have a reputation problem. Most people either assume they are easy money, the kind of thing you hear jokes about, or they assume the opposite, that these claims almost never actually succeed unless the injury is severe. Both assumptions are wrong, and both lead people to handle these situations badly, either…
After an accident or injury, most people start out dealing with an insurance adjuster because that feels like the natural first step. The adjuster asks questions, requests documents, and eventually makes an offer, and for a lot of straightforward cases, that process resolves things reasonably well. The problem is that not every case is straightforward,…
Being in a car accident that someone else caused should, in theory, be straightforward. They were at fault, their insurance pays, and you move on with your life. In practice, it rarely works that cleanly. Insurance companies, including the other driver’s, are not in the business of handing out maximum payouts without being asked the…
Getting injured at work changes everything for a while, and not just physically. Between medical appointments, missed paychecks, and confusing paperwork, most people have no real sense of what they are actually entitled to. They assume their employer or their employer’s insurance company will simply take care of it, and in a lot of cases…